Best Mortgage Advisor​

Guiding You Through Mortgage Selection

Whether you’re buying property in Dubai for the first time or looking to refinance, we can help you find the right mortgage solution and secure the best offer. Our fully qualified team, recognized as some of the best mortgage advisors in Dubai, specialize in mortgages for both residents and non-residents in the UAE. By leveraging our strong relationships with a wide range of banks, we’re in the best position to guide and support you throughout the entire process. We understand that the Dubai market has become increasingly competitive, with more favorable conditions for buyers, and our expertise ensures you get the most out of every negotiation. We’ve compiled a list of FAQs to answer your most common questions, but if you have specific requirements, please don’t hesitate to book an appointment with one of our experienced mortgage advisors. 🏡

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Frequently Asked Questions

Your borrowing capacity depends on several factors, including your income, existing debt, and residency status. The UAE Central Bank sets specific limits, but our advisors can provide a personalized assessment to determine your maximum loan eligibility.

The minimum down payment for a mortgage in Dubai is typically 20% for residents buying a property under AED 5 million. For non-residents, this can be higher, generally 35% to 40%. The amount required can also vary depending on the property’s value and whether it is a completed or off-plan unit.

Beyond the purchase price and down payment, you’ll need to budget for several fees. These commonly include the Dubai Land Department (DLD) transfer fee (4%), a mortgage registration fee (0.25% of the loan amount), a bank processing fee (up to 1% of the loan amount), and a valuation fee. Our advisors will provide you with a clear breakdown of all expected costs.

A fixed-rate mortgage has an interest rate that remains the same for a set period (e.g., 1-5 years), providing stability in your monthly payments. A variable-rate mortgage has an interest rate that fluctuates based on the Emirates Interbank Offered Rate (EIBOR), which means your monthly payments can change.

Ready to invest, buy, or rent in Dubai?

At Antari Properties, we guide first-time buyers, investors, and homeowners with expert support on off-plan and ready properties, plus dedicated services to help you sell for the best value.

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